AIA Home Loan Packages

 Before going to apply for any loan from AIA, it is better for you to know a little background about the company. AIA Bhd. or American International Assurance Berhad is a member of the AIA Group, which happen to be the leading life insurance corporation in Asia having a distinctive history of serving clients throughout the one of vibrant areas in the world for 90 years.

AIA Bhd. commenced businesses in Malaysia in 1948 and after over 60 years of existence in Malaysia's market, AIA is these days turn out to be among the biggest life insurance companies in the region. The company is now being backed up by 23 branches across the nation.

AIA Bhd. is ardently supported by over 1,000 devoted staff as well as complemented by more than 10,000 insurance agents who attentively serve over 1.5 million customers.

The company is very aggressive and keep releasing an extensive choice of life insurance coverage products via a multi-distribution system, the primary asset for the AIA is their substantial agency force. Besides, AIA Bhd. supplies a wide range of risk management solutions such as Investment-Linked products and in depth Life Insurance Coverage, Personal Lines & commercial business insurance as well as home loan packages.

AIA Home Loan

AIA Home Loan is an exclusive mortgage loan package that offered by AIA with the intention to meet the needs of customers and it is specially designed to helps to protect customers through the unpredictability of interest rates to ensure that borrowers would most likely get pleasure from relief and straightforward financial planning as a consequence of fixed rate instalment amount every month. The AIA Home Loan is so flexible with the more money you pay, the more you are going to save. In addition, you may just sell off or pay off the home loan whenever you can afford by not have to worry of receiving any penalty.

Thus, if you are choosing for AIA Fixed Rate Home Loan, you are going to get a wiser home loan choice for you and your beloved family. At the moment, you can get the AIA home loan with long term fixed rates of only 4.85% per annum. It can be a better offer now as the rate might get changing soon. So you may grab it when the opportunity is there.

AIA Fixed Rate Home Loan Offers:

- You can plan your financial effective since the amounts of repayments are fixed.
- Hassle free since it protects you from fluctuating interest rates.
- Interest is computing on daily basis for all home loan packages.
- Flexibility to pre-pay.
- AIA Mortgage Invest: a home loan that can reward you with yields investment returns for retirement and protection
- AIA Mortgage Save: a rewarding home loan that produces guaranteed protection and cash savings.

AIA Home purchase

Selecting for a home loan can be a long-term commitment for most of us, and the loan period can be extend to as much as 30 years! Therefore, since getting a home loan will cost you a lot of money, it is best for you to pick the right package in the first place. Else if you are not having a proper plan and choose for the wrong package, you may get drained by the debts generated from your home loan. Therefore, it is wise for you to shop around and find the best loan package that meets your requirements. AIA can be a good choice for you when come to offering home loan to consumer since AIA understand that people need loan that can make them peace of mind. Besides, it is possible for you to refinancing or switching of home loan from other banks to AIA as well.

Benefits of AIA Fixed Rate Home Loan:

- Stable financial with fixed rates and instalments
- Interest is calculate on daily basis
- Flexibility to make prepayment or settle anytime without any penalty (but refinancing is not included)
- Saving you money on legal, valuation fees and stamp duties with AIA Zero Moving Cost Package
- Generates guaranteed investment returns, cash savings as well as mortgage protection for financial security and enjoyment

In addition, AIA understand that people have different needs and AlA Fixed Rate Home Loan also offering loan for completed shophouses in certain locations. If you are interested in getting a home loan with AIA, you may refer to their website. There are several websites available for AIA and you can have a look on them at:

http://www.aia.com.my
http://www.aiamalaysia.com

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