Apply For UOB iNTELLIGENT Home Loan

 UOB is a renown banking with their headquarter based in Singapore. UOB is actually stand for United Overseas Bank with it's Chinese name is called 大华银行. UOB (Malaysia) or United Overseas Bank (Malaysia) Bhd has charted growth throughout many years to make itself turn out to be one of the Malaysia leading foreign banks. Currently the bank has 45 branches nationwide and they are committed themselves to offering a variety of financial services which will put them in the right position to sustain for further growth. And recently once of the highly promoted of their financial service is the home loan package.

There are many types of home loan packages that being offered by UOB and one of the famous one is the UOB iNTELLIGENT Home Loan which can be a home loan that is flexible enough to accommodate all your financial needs.

Features of this UOB iNTELLIGENT Home Loan including:

 

- Greater control of your personal finances with 2 NEW repayment methods besides standard principal + interest servicing.

- Graduated Payment. You can pay low monthly installments, which will gradually rise to match your projected increase income.

- Interest Servicing. You can service interest only for the first 2 years and then start paying the principal + interest installments.

- Flexible Repayments. You can pay at your convenience and choose to make monthly, fortnightly, weekly or daily repayments.

- Open Prepayments. You can pay more than your monthly installment for bigger savings on interest.

- Redraw Facility. You can withdraw surplus cash from your prepaid amount, anytime you want, for emergencies or any other reason.

- Payment Holiday. You can forgo your monthly repayment during emergencies, festive seasons or any other occasions. Your repayment will be deducted from your redraw facility.

- Lower Repayments. You can enjoy lower repayments to better manage your finances by selecting a longer loan term of maximum 40 years or age 70. (*Terms & Conditions apply).

- Higher Margin of Finance to finance MRTA. You can secure up to 95% financing: inclusive of MRTA, which ensures your loved ones' well being in the event of total permanent disability or loss of life.

- All-inclusive service. You can request for us to handle everything, from application submission to delivering the documents to your doorstep.

How do you apply for this UOB iNTELLIGENT Home Loan?

There are several ways available for you to apply for the UOB iNTELLIGENT Home Loan.

1. You can just walk in to any UOB branches that near your house for inquiry and applying for the loan. If you want to know where is the nearest UOB branch in your area, you can check out here.

2. You can apply online by fill in the Get In Touch - Online Appointment Form.

3. Call their 24-hour UOB 121 Phone Banking at:
- Kuala Lumpur(6) 03-26128 121
- Penang(6) 04-2401 121
- Johor Bahru(6) 07-2881 121
- Kuching(6) 082-287 121
- Kota Kinabalu(6) 088-477 121

4. Or email to them at uob121@uob.com.my

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